Fire Insurance Crisis

New Bills Address Our Concerns

The news on this page affects you and me, our homes, our taxes, our costs for insurance, and it is happening right now! Four Assembly Bills and one Senate Bill!

Moratorium on Insurance Non-Renewals

2019-12-05. Insurance Commissioner Ricardo Lara held a press conference this morning during which he announced a mandatory 1-year moratorium on insurance non-renewals for California residents who were affected by recent wildfires in 2019.

Homes were lost in the Meyers Fire that also burned 12 acres in Camino Sept. 20. Democrat file photo by Krysten Kellum

Fire Insurance Is Getting Harder to Find

2019-12-01 Wildfires continue to exact a toll, this time in the rising cost or cancellation of fire insurance policies in El Dorado County, as described by Dawn Hodson in the Georgetown Gazette (as reported by the Mountain Democrat) and testified to by many, many homeowners.

California Overhauls Insurance Plan After Wildfires

2019-11-14. Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued by the state insurance commissioner. Click on the link below to read more about this important topic:

Fire Insurance Forum Video

2019-10-24 Assemblymember Kevin Kiley hosted a Fire Insurance Forum with California Insurance Commissioner Ricardo Lara in Cameron Park. This event was promoted at the October Council meeting. For those of you who were not able to go to the forum or who wish to review it, Kevin has provided a video.

California Must Act on Fire Insurance Crisis

2019-09-24 Call to Action by Assemblyman Kevin Kiley

KCRA Video and Article - 'Extremely Urgent Problem'

2019-08-06 In California’s rural counties, scores of homeowners are losing their wildfire insurance. Homeowners said their policies have been canceled because of concerns about wildfires and they are quickly learning that premiums are now double or triple the price they used to pay.

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Insurance Commish and Eldo Supes Meet about Fire Insurance

2019-08-16 California Insurance Commissioner Ricardo Lara met with El Dorado County officials yesterday to discuss his efforts to help residents facing homeowner policy cancelation, nonrenewal notices and premium increases. Acknowledging the recent rash of El Dorado County residents experiencing this challenge, Lara laid out a plan to help homeowners have access to affordable policies they need in…

Top 10 Tips for Obtaining Fire Insurance

Ricardo Lara, California's Insurance Commissioner, suggests the top 10 ways to get fire insurance in today's difficult market. A summary follows, To read the entire article, including contact lists and tools, click here.

Doing Research on Home Insurance?

Here are some helpful links if you want to learn about how to get home insurance in California:

We Have Firewise Membership!

Our hard volunteer work paid off! The Oak Hill Area Fire Safe Council (OHAFSC ) is recognized as an official Firewise USA Community. The goal of the Firewise Program is to reduce the loss of lives…